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eBanka offers credit cards to its clients
eBanka has started offering credit cards of Raiffeisenbank to its clients. A credit card can be acquired in eBanka in a similar way as other types of credit products via the internet, without a single visit to the branch office. Clients meeting the given conditions are actively offered with various loan products in the form of a banner at the internet pages of their account. The offer is individual for every client and updated on regular basis.
eBanka offers a Visa Classic credit card with a limit of 10 to 200 thousand CZK and Visa Gold with a limit from 50 to 200 thousand CZK. The card’s validity is 2 years with automatic renewal. All transactions made using the Raiffeisenbank credit card are displayed on the internet pages of the client’s account with eBanka.
The client can draw the credit within 24 hours after activating the credit card. The interest-free period is up to 45 days from the date of drawing. The interest-free period applies to non-cash payments; it does not apply to ATM withdrawals. In the case of not making the prescribed repayment, the drawn amount is subject to an interest at the rate of 18% p.a.
Supplementary products according to the conditions of Raiffeisenbank also apply to credit cards. In particular these concern insurance of the credit card against misuse, insurance against incapacity for repayment or travel insurance.
The offer of credit cards from Raiffeisenbank for eBanka’s client is a specific example of mutual enrichment of the product offer announced after the new owner of eBanka has become the Austrian financial group Raiffeisen International.
eBanka is a universal bank for solvent individuals and small and medium sized enterprises. It provides its clients with a complex portfolio of financial products and services emphasizing the use of direct banking. eBanka provides services to approximately 118 thousand clients – owners of Personal and Corporate accounts. eBanka holds the awards for the Account of the Year 2006 and is the second Most Credible Bank of the Year 2006 according to the public opinion poll. eBanka is a member of the Raiffeisen International financial group
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